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Abstract
The article examines the impact of bank lending on improving the efficiency of agricultural services in Uzbekistan in modern economic conditions. Based on the analysis of statistical data, it is revealed that the volume of loans provided to agricultural enterprises amounted to about 45 trillion soums by the end of 2023, of which more than 35% was directed to the modernization of the agro-service infrastructure, including the renovation of the machine and tractor fleet, the construction of service centers and the introduction of digital control systems. Special attention is paid to the role of various credit instruments - in improving the quality and scale of services provided. The results obtained confirm that the development of credit mechanisms is a key condition for the modernization of agricultural services, expanding the range of agro-services and increasing the competitiveness of the agricultural sector in Uzbekistan.
References
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Copyright (c) 2025 Sarvinoz Mukarova, Nilufar Yuldashova (Author)